Benefits of Leasing

Equipment Leasing is one of the fastest-growing ways businesses finance equipment today. In fact, 8 out of 10 businesses lease some or all of their equipment. Here's why…

100 % Financing – "Soft-costs" such as installation and training can be included in your monthly payments.

Conserve precious capital – Lease equipment and invest cash in other aspects of your business where it generates higher returns.

Valuable credit lines remain untouched – With a lease, your borrowing capacity with banks and other lenders remains available for operating needs.

Minimal down payment – Usually, we simply require one or two payments down.

Flexible Lease terms – Accord offers a variety of terms. From deferred payment plans to seasonal and skip payment options, we can design the lease to fit your needs.

Possible tax benefits – In certain cases, lease payments are fully tax deductible operating expenses. 

Consider your options…

Issue	Cash	Bank Loan	Leasing
Payment Options	All up front	Fixed or floating	Suited to your cash flow
Application Process	None – Depending on vendor	Full financials	Simple 1 page application
Down Payment	100%	Usually 20%	1 or 2 payments
Equipment Types	Any	Restricted	Virtually any
Soft Costs	Included	Not Included	Included
Collateral	Equipment	Equipment plus possible blanket liens	Equipment
Credit Lines	Lose liquidity	Reduce available credit	Additional credit source
Tax Accounting	Depreciate equipment	Depreciation plus interest expense	Fully deductible payments
			Choose Leasing!